2013-05-23 / Lifestyles

Senior Center

Due to the demand, we are once again inviting an Elder Law Attorney back from the Wideman Law Center. Amanda Filizetti will be presenting a seminar at 10:30 a.m. on Thursday, June 13. She will once again be holding free 30 minute one-on-one appointments. To register, please call the Center at 341-5923.

A quick reminder the offices, along with the kitchen, will be closed on May 27, in observance of Memorial Day. For those of you traveling, safe travels!

Have you been to the new hospital? It is nice. I thought I would share some of the info I had recently received on their financial assistance policy.

It is their policy to provide medically necessary services to all patients regardless of ability to pay. The goal of the business office is to help all patients understand their medical bills and work with patients to set up the most fair and equitable payment plan for both the hospital and the patient. SMH does not charge interest on any outstanding balances. I want to share some of the financial services that assist patients with their bills:

• Prompt-Pay Discounts – A 10 percent discount will be given to all patients who pay their bill in full within 30 days of their first statement. The statement will calculate the 10 percent discount and display the 90 percent due on the patient’s payment stub with the due date printed above it.

• Uninsured Discounts – SMH will provide any uninsured patient an “uninsured discount” for medically necessary or emergency services. The current uninsured discount rate is 20 percent.

The 20 percent discount will be deducted and shown on the patient’s first statement. Uninsured patients are eligible for the prompt-pay discount in addition to the uninsured discount.

• Community Care – This program is designed to help financially indigent patients by offering free or discounted care. Below are the requirements for this program: 100 percent discount

1) Patient’s total household income must not exceed 200 percent of the National Federal Poverty Guidelines.

2) Patients must show a denial letter or an acceptance with a high spend down from medical assistance.

3) Patients must fill out and return a Community Care Application and submit all required documentation.

4) Total equity of all personal assets (excluding patient’s home and one primary vehicle) cannot be greater than $20,000.

Once approved, the patient will be covered for six months. Procedures which are considered not medically necessary, experimental, or cosmetic by the government or third-party payers are not eligible for Community Care discounts. Cardiac Rehab Phase III services are deemed an exception to this exclusion. (A form can be obtained at the Center.)

• Medically Indigent – Patients will be considered medically indigent by SMH if the private pay portion of their medical bill exceeds 25 percent of their annual household income due to catastrophic costs or conditions for medically necessary of emergency services. SMH will reduce their medical bill to equal 10 percent of their annual household income.

Patients will need to provide the following documentation to the Patient Financial Counselor to be considered for eligibility:

1) A copy of their most recent federal income tax return.

2) A denial letter from Medical Assistance (in some circumstances this may be obtained through a phone call from DHS)

3) A signed Affirmation of Financial Disclosure form presented to them during financial counseling.

• Elective Procedures – Patients will be required to meet with Patient Financial Services prior to all elective, non-covered services. The financial counselor will give the patient an estimated cost of the service and a 25 percent down payment will be required at that time. In addition, patients will be required to set up a payment plan with the counselor to pay for the remaining balance.

• Payment Plans – SMH offers interest free payment plans to all patients. Actions for Unpaid Accounts – SMH will work with patients to set up payment plans for the patient portion of their medical bill. Hospital statements are sent out on a monthly cycle. If a patient makes no payment after three statements, they will be notified with a letter to contact SMH to make payment arrangements. If contact is not established and payment arrangements completed at this time, a final warning letter will be issued prior to placement of the account with a collection agency. SMH will make every effort throughout this process to contact the patient.

Hopefully this information makes it a little bit more understanding for you. If you have questions, give Heather Sprader a telephone call at 341-3230.

We owe a big thank you to the following who gave one way or the other to our recent potluck, Mary Burns and Kristin Anderson for volunteering to get the evening event ready, Marnie from the Juvenile Courts for making sure we had workers in the kitchen with receiving such a short notice, as we were unable to get our jail crew. Thanks, Marnie. We also wish to thank the anonymous donator for the gift certificates, along with several gifts for our drawings that evening. If anyone has items they would like to donate feel free to drop by the Center and drop them off Monday through Friday, between 8 a.m. and 4 p.m.

Another thank you to Mary Burns for taking the time to open and close the Center this past Saturday for the Life Line Screening. This saved me from making two trips all the way into town from Gulliver. You are the best!

The flowers are starting to pop up from the ground, thanks to Jackie Bruce, who worked so diligently this past summer. We are now looking for a few volunteers to keep our flower bed up, as Jackie will be moving on. If you are able to give an hour or two, please let us know.

Bill Mallory gave the Center a projection television. Rex Slingsby donated a wrist blood pressure monitor. Dale Buelow has donated an exercise chair. Rosemary Sablack donated coffee and Marlyn Noffke gave a medical equipment donation. Jane Dwight donated a spiral ham for an upcoming potluck.

But the best gift of all, a huge thank you goes out to George Montgomery, CEO of Schoolcraft Memorial Hospital. The Center now has some beautiful storage cabinets in our middle room from the old hospital. Tony Grahovac and the Community Corrections crew worked aimlessly to pick up and install them for us. Feel free to drop by and check them out.

Maintenance and Support Donations we received from George and Mildred Bosanic and Amanda Filizetti.

BRIDGE May 13: 1st-Larry Savoie, 2nd-Doris DeMats, 3rd- Audrey Savoie, 4th-Janice Redeker, CFC-George Lowman. Hostess, Joyce LaTulip.

BRIDGE May 17: 1st-Audrey Savoie, 2nd-Eva Wendling, 3rd- Mary Lou Marx, 4th-Patsy Calhoun, 5th-Joyce LaTulip, CFCBetty Stewart. Hostess, Pat Flint.

PINOCHLE May 15: 1st- George Shampine, 2nd-Cathy Wise, 3rd-Arlene DeMars, Should’a Stayed Home: Lois Bellville.

500 May 17: 1st-Ruth Jones, 2nd-Chris Keener, 3rd-Teddy Bouchard, Should’a Stayed Home- Cathy Wise.

Birthdays this week: May 23-Marie Tyda, May 24-Pauline Carley, May 25-Bill Robere, May 26-Larry Savoie, Betty Harding, Clara Goudreau, and Deanna Swanson, May 27-Irene Grimm, Carol Ford, Myrtle Rogers, Mrs. Ricky Howard, and on the May 29-Joe LaLonde. Happy birthday wishes to all.

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